From 21 March 2021
we are delighted to be meeting in person again for worship.
Times of worship will vary as per the notices below.
We look forward to welcoming you.
Sunday 25 April 
11am

Morning Worship led by Peter Daniel and Worship Team
Rendezvous
(outdoors in Chapel Courtyard)
Sun 16 May 9.30am
led Sophie Doyle
Bacon baps, teas, coffees, Bright Sparks singing, activities for young people.
A warm welcome for all ages.

We have produced  weekly worship sheets throughout the Coronvirus lockdown.
Click here 
for the archive of all 20 sheets.

Independent Financial Advisers (IFAs) Questions Answered

What is the role of IFA?  Independent Financial Advisers should provide independent financial advice on your pensions savings, investments and equity release on your property if you need some cash later in life. The is an argument that everyone needs an IPA. They can become your personal 'go to' stockbroker and general financial fixer. That is why I would suggest they you find one in or around Bude or at least within Cornwall. I would not recommend one miles away or never answered the phone. Another good way is personal recommendation. Ask a friend. Your IFA will be an important person in your life. You need to get them right!

How do IFA make money?
Some IFAs are on commission and others charge. Many people believe that if they are to be truly 'independent' they should not have a financial relationship with the funds that they recommend their clients to invest - as their advice will be biased in favour of the funds which pay them the best commission. The way to avoid this is to ask them and then pay them a fee for their financial advice. 

How do I find an IFA? Have a look below at the list of IFAs around Bude. They are reviewed. Personally I would create a shortlist and simply visit them personally. There is nothing like knowing your IFA. That is the advantage of having a local one

 

Investing for beginners


This is a serious video about investing in the stock market. Crucially you will end up with realistic expectations.

My father was a stockbroker. The only thing that ever annoyed him were banks. Currently their 'interest rates don't even cover inflation! Personally I have got very keen on 'tracker funds' which simply track the stock market and are very cheap and usually perform as well or better than investment managers or stockbrokers - who are seldom cheap! You will often end up with a London or large city based firm rather than one around Bude let alone The Chapel ! However this does not matter. I have seldom met my stockbrokers. This said have a look below for financial advisers and stockbrokers that we have found with Cornwall.

Good luck! 

Independent Financial Advisers IFAs

Lighthouse

Church St, Stratton, Bude EX23 9DD, UK – 01288 355575

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